Credit Cards Home Benefits

Apply Now FlyBuys Additional benefits

More Great Reasons To Apply Now

	No annual fee You get ongoing benefits without having to pay an annual fee.
	Special shopping offers and events You may be able to take advantage of special shopping offers and invitations to shopping events.
	Interest free offers Throughout the year, you may be able to take advantage of special offers such as 3, 12, 24, 36 and 48 months interest free on certain purchases at participating Coles group stores.
	Up to 62 days interest free Get up to 62 days interest free on purchases.2 Just pay your account in full by the due date each month.
	Earn more FlyBuys points You'll **Earn 1 FlyBuys point for every $1 you spend on your linked Coles Group Source MasterCard at Coles group stores. Plus you will still receive the standard FlyBuys points at participating outlets when you present your FlyBuys card at the time of purchase.3
	0% interest on balance transfers You'll receive 0% interest on balance transfers for up to 6 months from the date your account was opened.4
	Worldwide MasterCard acceptance You can use your card at over 30 million locations around the world.

The Coles Group Source™ MasterCard® interest rate for new purchases is 20.49% per annum and cash is 21.99% per annum.⁵

Find out more information about our additional Coles Group Source MasterCard benefits.

Conditions:
Existing Coles Group Source MasterCard customers with FlyBuys EXTRA FAST are not eligible for the following benefits: Regular savings on fuel, no annual fee and 0% balance transfer offer.
¹To receive interest free days on your everyday MasterCard purchases you must pay your balance in full every month.

² Above 80,000 FlyBuys points per calendar year, members earn rate becomes 1 FlyBuys point per $5 spent. FlyBuys points awarded for using your linked Coles Group Source MasterCard are additional to any FlyBuys points awarded by participating retailers. Refer to source.com.au for participating Coles group stores. Eligible Transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. For more information see Coles Group Source MasterCard Loyalty Terms and Conditions. Please refer to flybuys.com.au for use of FlyBuys points, participating FlyBuys outlets retailers, exclusions and full terms and conditions.

³ Minimum balance of $100. Balances cannot be transferred from a Coles Group Card or any card issued by GE Money. 0% interest rate only applies to the Coles Group Source MasterCard with no annual fee, and is valid for the first 6 months from the date the account is opened. Interest rate reverts to the standard annual percentage rate after this period. In all other circumstances the prevailing standard annual percentage rate will apply to any balance transfer requests. If you transfer one or more balances (other than balances migrated from a Coles Group Card), you will only be eligible for up to 62 days interest free on purchases made after the full balance transfer amount has been paid. See balance transfer application form for further terms and conditions.

⁴ Interest rate as at 7th December 2010. Rates are subject to change. Fees and charges may apply. See sourcecard.com.au for further terms and conditions or call 1300 306 397 for contract documents.